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Accept Payments via DuitNow with Echo Money

Enable customers to pay using DuitNow, one of the most trusted payment methods in Malaysia.

Accept payments through a single API, settle globally, and access local payment rails without building market-specific infrastructure.

Summary

About DuitNow

DuitNow logo

DuitNow is one of the most widely used payment methods in Malaysia, enabling consumers and businesses to send and receive payments through a unified real-time transfer platform. It plays an important role in the country's payment ecosystem, offering a familiar and trusted way for customers to complete transactions.

Commanding an estimated market share of 50% of instant real-time transfers with more than 20M+ connected profiles, DuitNow has become a preferred payment option for online purchases, business payments, subscriptions, marketplace transactions, and everyday commerce in Malaysia. For businesses looking to expand into Malaysia, accepting DuitNow can help improve checkout conversion rates, increase payment acceptance, and provide a localized payment experience. Through Echo Money, businesses can accept DuitNow seamlessly, manage settlements, and access local financial infrastructure easily.

At a glance

Payment method snapshot

Payment Method: DuitNow
Country: 🇲🇾 Malaysia
Currency: MYR
Payment Type: Local Wallets
Consumer Reach: 20M+
Settlement Speed Real-time
Refund Support Yes
Recurring Payments Supported
Chargebacks Applicable
Integration Single API

How it works

1

Integrate with Echo Money. Connect to Echo Money through a single API and gain access to 150+ local payment methods including DuitNow, global payment rails, and stablecoin infrastructure.

2

Enable DuitNow. Activate DuitNow for your business and configure how you want to collect, send, or settle payments in Malaysia without managing multiple local providers.

3

Start Accepting and Sending Payments. Your customers can immediately begin paying through DuitNow via a fully white-labelled experience, while you collect funds, process payouts, and move money seamlessly.

4

Scale with Built-In Compliance. Echo Money handles compliance requirements, including KYC, KYB, transaction monitoring, and payment operations, helping your business expand into Malaysia without the complexity of managing local payment infrastructure.

Benefits for Businesses Accepting DuitNow in Malaysia

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Increase Conversion Rates with a Familiar Checkout Experience

Customers in Malaysia are more likely to complete a purchase when they see payment methods they already know and trust. By offering DuitNow through Echo Money, businesses can create a more localized payment experience, reduce friction during the payment journey, and improve overall conversion rates.

Improve Payment Success Rates

Many local payment methods, including DuitNow, are deeply integrated into the financial ecosystem of Malaysia. As a result, they can deliver higher payment acceptance rates compared to international cards that may face issuer declines, authentication issues, or cross-border restrictions.

Reach More Customers in Malaysia

Not every customer in Malaysia prefers to pay with a credit card. Depending on the market, consumers may rely on local bank transfers, digital wallets, QR payments, or domestic payment networks. By supporting DuitNow, businesses can access a broader customer base and provide payment options that align with local preferences and purchasing behaviour.

Reduce Cross-Border Complexity

Expanding into Malaysia often requires businesses to navigate local banking infrastructure, payment providers, and settlement processes. Echo Money simplifies this by enabling businesses to accept DuitNow through a single integration, removing the need to manage multiple local payment partners while still delivering a localized payment experience.

Build Trust with Local Customers

Trust plays a major role in online payments. Customers are often more comfortable completing a transaction when they recognize the payment method being offered. Because DuitNow is widely used in Malaysia, displaying it at checkout can help strengthen customer confidence, reduce hesitation, and create a more familiar payment experience.

Future-Proof Your Payment Strategy

Payment preferences evolve over time, but businesses that offer locally preferred payment methods are often better positioned to adapt to changing customer expectations. By supporting DuitNow through Echo Money, companies can build a payment stack that combines local payment acceptance, global reach, and modern settlement infrastructure.

Who uses DuitNow in Malaysia?

Businesses across industries use DuitNow to offer a more localized payment experience and improve payment performance in Malaysia.

E-commerce Platforms use DuitNow to increase checkout conversion rates and reduce payment friction.

Marketplaces rely on DuitNow to collect payments from buyers while supporting efficient seller payouts.

Gaming & Digital Businesses leverage DuitNow to improve payment acceptance rates and support seamless in-app purchases.

Travel, Fintech, and Global Merchants use DuitNow to collect local payments in Malaysia without building country-specific payment infrastructure.

SaaS Companies collecting recurring payments use DuitNow to reach customers in Malaysia through familiar and trusted payment methods.

Why do businesses use Echo Money for DuitNow?

Echo Money brings DuitNow and 150+ local payment methods into a single platform. With one integration, businesses can

  • streamline payment operations,
  • access faster transaction confirmation, improve settlement efficiency, and
  • scale across markets with built-in compliance and global settlement infrastructure.

Single Integration

Enable DuitNow through a single API and manage collections, payouts, and settlement alongside 150+ local payment methods.

Built-in Compliance

Accept DuitNow with built-in KYC, KYB, transaction monitoring, and compliance controls designed for cross-border payment operations.

Global Settlement

Collect funds through DuitNow and settle in local currencies, major global currencies, or stablecoins through a unified settlement infrastructure.

White-label experience

Offer DuitNow through a fully branded payment experience while Echo Money powers the infrastructure behind the scenes.

FAQs

DuitNow is a widely used payment method in Malaysia that enables consumers and businesses to move money securely through local payment infrastructure.

Start accepting DuitNow payments today

Connect to DuitNow through Echo Money and give customers a payment experience they already know and trust.

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