Platform · Cross-border Payments

Move money globally.
Settle in seconds.

Send and receive across 80+ countries via local rails — PIX, UPI, GCash, Dana, PromptPay, SWIFT, SEPA, or stablecoin corridors. Echo auto-routes to the fastest available path — funds settle in under 1 minute, not days.

Try the demo →
80+
Countries
50+
Currencies
150+
Payment Methods
echo.money/dashboard
Echo Money

Account

Support
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Search for anything⌘K
$10,000,000.00
JD

Welcome, John

Send
+ Deposit
Add Contact
Echo balance
$10,000,000.00
↗ +2.5% from last month
Money in
$34,200.00
Money out
$12,450.00
Contacts
JD
Priya Sharma
13:51
echo.money
Echo Money
JD
Send Money
You send1 USD = 0.92 EUR
$ 100
🇺🇸 USD
$100
$500
$1k
$2.5k
$10,000,000.00
They receive
€ 88.78
🇪🇺 EUR
Euro
🏦
Bank Deposit
1-2 business days · Free
You pay $103.50 incl. feesDetails
I pay fees
$3.50
Contact pays
€3.22
Home
Send
Deposit
Contacts
More
vs SWIFT average
T+0 not T+3
Payment Rails

Every rail. One API.

Echo connects to 150+ local payment methods globally — bank accounts, mobile wallets, and stablecoins.

Bank Accounts
🏦
Local Bank Transfer
80+ countries
VA
Virtual IBANs
EU / UK / SEPA
🇺🇸
ACH / Wire
United States
🇮🇳
IMPS / NEFT
India
🌎
Multi-currency
50+ currencies
Send & receive via bank →
Local Rails
🇮🇳
UPI
India
🇧🇷
PIX
Brazil
🇰🇪
M-Pesa
Kenya
🇻🇳
VietQR
Vietnam
🇵🇭
GCash
Philippines
+ 145 more local methods
Stablecoin Rails
USDC · Ethereum
Circle
USDC · Solana
Circle
USDT · TRC-20
Tether
EURC · Ethereum
Circle
↔ Fastest path for most corridors
Automatic compliance & KYC
Real-time webhook notifications
Pre-funded liquidity in 80+ countries
How it works

Move money in minutes - from any device

Send money internationally or collect from anyone, anywhere. One simple flow, every time.

app.echo.money/send
LIVE
Echo Money
Menu
Home
Send Money
Collect Money
Transactions
JD
Send Money
Fast, secure, and low-cost transfers
All systems go
Type
2
Amount
3
Contact
4
Purpose
You Pay
500
🇪🇺EUR
Contact Gets
45,225
🇮🇳INR
Exchange Rate
1 EUR = 90.45 INR
Receive via
📱 UPI
Fee
€2.99
Net Payable
€502.99
Continue →
Smart Routing

Highest conversion, automatically

Echo sits between your business, global partners, and local banks — routing every payment through the fastest, cheapest, most reliable path available.

Your Business
🏢
API / Dashboard
Send or Collect
📱
Mobile / Web App
Embedded checkout
🔗
Payment Link
No-code collect
routes to
Echo Routing Engine
⚡ Speed optimization
💰 Cost minimization
✓ Compliance checks
↻ Auto-failover
Decides in <100ms
via best rail
Partners & Banks
🏦
Local Banks
80+ countries
📲
Mobile Wallets
UPI, M-Pesa, GCash
💱
Stablecoin Rails
USDC, USDT, EURC
<100ms
Routing decision
150+
Rail options
>99%
Conversion rate
Auto
Failover & reroute
Operational Excellence

Every payment monitored, 24/7

Echo's FinOps team monitors every transaction in real time. If a corridor stalls, we reroute before your customer notices.

>99%
Payments <30 min
Completion rate
<1 min
Avg Settlement
Across all corridors
95.24%
First Response SLA
Within 30 minutes
100%
Resolution SLA
Every ticket resolved
Real-time monitoring
Every transaction tracked by our FinOps team around the clock.
AI-driven rerouting
If a corridor stalls, we reroute automatically before your customer notices.
Pre-funded liquidity
Liquidity in 80+ countries so payments never fail due to dry rails.
Developer First

Integration made easy

Go live in days, not months. Choose the path that fits your team: a single REST API or no-code platform modules.

White Label
& Native

Fully customisable integration that reflects your brand identity, ensuring a consistent, seamless payment experience across every touchpoint.

Explore API docs
Your Logo
JD
Send Money
1/4
You send
$ 500 .00
USD
$100 $500 $1k $2.5k
They receive
46,360
INR
Indian Rupee
Bank Deposit
1-2 business days
Continue
Home
Send
Deposit
Transactions

Developer-Friendly
Documentation

Clear, comprehensive API docs with detailed examples and step-by-step guides, from sandbox credentials to first live transaction.

Explore API docs
payment.js
settled <1m
// one call to send globally
const payment = await
  echo.payments.create({
    amount: 500.00,
    currency: "USD",
    destination: "INR",
    rail: "auto"
  });

// response
{
  id: "pmt_xK92m",
  status: "settled",
  rate: 165.42
}

Start moving money globally

Get sandbox access within 24 hours. Test every corridor and rail, for free.

Echo Money

The modern financial infrastructure layer for the global internet economy.

Popular Corridors

© 2026 Echo Money · Operated by Falcon Fintech Ltd (Reg. No. 1001264158) · Office 200, 145½ Church Street, Unit 5, Toronto, ON M5B1Y4, Canada Falcon Fintech Ltd is registered as a Money Services Business (MSB) under the Proceeds of Crime (Money Laundering) and Terrorist Financing Act, supervised by the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC). Echo Money is a financial technology company, not a bank.