Platform · Cross-border Payments

Move money globally.
Settle in seconds.

Send and receive across 80+ countries via local rails — PIX, UPI, GCash, Dana, PromptPay, SWIFT, SEPA, or stablecoin corridors. Echo auto-routes to the fastest available path — funds settle in under 1 minute, not days.

Try the demo →

80+

Countries

50+

Currencies

150+

Payment Methods

echo.money/dashboard

Account

Support

Sign out

John D.

[email protected]

Search for anything⌘K

$10,000,000.00

Welcome, John

Send

+ Deposit

Add Contact

Echo balance

$10,000,000.00

↗ +2.5% from last month

Money in

$34,200.00

Money out

$12,450.00

Contacts

Priya Sharma

[email protected]

13:51

echo.money

Send Money

You send1 USD = 0.92 EUR

$ 100

🇺🇸 USD

$100

$500

$1k

$2.5k

$10,000,000.00

They receive

€ 88.78

🇪🇺 EUR

Euro

🏦

Bank Deposit

1-2 business days · Free

You pay $103.50 incl. feesDetails

I pay fees
$3.50

Contact pays
€3.22

Home

Send

Deposit

Contacts

vs SWIFT average

T+0 not T+3

Payment Rails

Every rail. One API.

Echo connects to 150+ local payment methods globally — bank accounts, mobile wallets, and stablecoins.

Bank Accounts

🏦

Local Bank Transfer

80+ countries

Virtual IBANs

EU / UK / SEPA

🇺🇸

ACH / Wire

United States

🇮🇳

IMPS / NEFT

India

🌎

Multi-currency

50+ currencies

Send & receive via bank →

Local Rails

🇮🇳

UPI

India

🇧🇷

PIX

Brazil

🇰🇪

M-Pesa

Kenya

🇻🇳

VietQR

Vietnam

🇵🇭

GCash

Philippines

+ 145 more local methods

Stablecoin Rails

USDC · Ethereum

Circle

USDC · Solana

Circle

USDT · TRC-20

Tether

EURC · Ethereum

Circle

↔ Fastest path for most corridors

Automatic compliance & KYC

Real-time webhook notifications

Pre-funded liquidity in 80+ countries

How it works

Move money in minutes - from any device

Send money internationally or collect from anyone, anywhere. One simple flow, every time.

app.echo.money/send

LIVE

Home

Send Money

Collect Money

Transactions

John Doe

[email protected]

Send Money

Fast, secure, and low-cost transfers

All systems go

Type

Amount

Contact

Purpose

You Pay

500

🇪🇺EUR

Contact Gets

45,225

🇮🇳INR

Exchange Rate

1 EUR = 90.45 INR

Receive via

📱 UPI

Fee

€2.99

Net Payable

€502.99

Continue →

Smart Routing

Highest conversion, automatically

Echo sits between your business, global partners, and local banks — routing every payment through the fastest, cheapest, most reliable path available.

Your Business

🏢

API / Dashboard

Send or Collect

📱

Mobile / Web App

Embedded checkout

🔗

Payment Link

No-code collect

routes to

Echo Routing Engine

⚡ Speed optimization

💰 Cost minimization

✓ Compliance checks

↻ Auto-failover

Decides in <100ms

via best rail

Partners & Banks

🏦

Local Banks

80+ countries

📲

Mobile Wallets

UPI, M-Pesa, GCash

💱

Stablecoin Rails

USDC, USDT, EURC

<100ms

Routing decision

150+

Rail options

>99%

Conversion rate

Auto

Failover & reroute

Operational Excellence

Every payment monitored, 24/7

Echo's FinOps team monitors every transaction in real time. If a corridor stalls, we reroute before your customer notices.

>99%

Payments <30 min

Completion rate

<1 min

Avg Settlement

Across all corridors

95.24%

First Response SLA

Within 30 minutes

100%

Resolution SLA

Every ticket resolved

Real-time monitoring

Every transaction tracked by our FinOps team around the clock.

AI-driven rerouting

If a corridor stalls, we reroute automatically before your customer notices.

Pre-funded liquidity

Liquidity in 80+ countries so payments never fail due to dry rails.

Developer First

Integration made easy

Go live in days, not months. Choose the path that fits your team: a single REST API or no-code platform modules.

White Label
& Native

Fully customisable integration that reflects your brand identity, ensuring a consistent, seamless payment experience across every touchpoint.

Explore API docs

Your Logo

Send Money

1/4

You send

$ 500 .00

USD

$100 $500 $1k $2.5k

They receive

₹ 46,360

INR

Indian Rupee

Bank Deposit

1-2 business days

Continue

Home

Send

Deposit

Transactions

Developer-Friendly
Documentation

Clear, comprehensive API docs with detailed examples and step-by-step guides, from sandbox credentials to first live transaction.

Explore API docs

payment.js

settled <1m

// one call to send globally
const payment = await
  echo.payments.create({
    amount: 500.00,
    currency: "USD",
    destination: "INR",
    rail: "auto"
  });

// response
{
  id: "pmt_xK92m",
  status: "settled",
  rate: 165.42
}

Start moving money globally

Get sandbox access within 24 hours. Test every corridor and rail, for free.

Move money globally.Settle in seconds.

Welcome, John

Welcome, John

Every rail. One API.

Move money in minutes - from any device

Highest conversion, automatically

Every payment monitored, 24/7

Integration made easy

White Label& Native

Developer-FriendlyDocumentation

Start moving money globally

Start building withEcho Money

Move money globally.
Settle in seconds.

White Label
& Native

Developer-Friendly
Documentation

Start building with
Echo Money