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Accept Payments via Dana with Echo Money

Enable customers to pay using Dana, one of the most trusted payment methods in Indonesia.

Accept payments through a single API, settle globally, and access local payment rails without building market-specific infrastructure.

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Summary

About Dana

Dana logo

Dana is one of the most widely used payment methods in Indonesia, enabling consumers and businesses to send and receive payments through a powerful local digital wallet. It plays an important role in the country's payment ecosystem, offering a familiar and trusted way for customers to complete transactions.

Capturing an estimated 20% of wallet transactions with more than 50M+ active users, Dana has become a preferred payment option for online purchases, business payments, subscriptions, marketplace transactions, and everyday commerce in Indonesia. For businesses looking to expand into Indonesia, accepting Dana can help improve checkout conversion rates, increase payment acceptance, and provide a localized payment experience. Through Echo Money, businesses can accept Dana seamlessly, manage settlements, and access local financial infrastructure easily.

At a glance

Payment method snapshot

Payment Method: Dana
Country: 🇮🇩 Indonesia
Currency: IDR
Payment Type: Local Wallets
Consumer Reach: 50M+
Settlement Speed Instant
Refund Support Yes
Recurring Payments Supported
Chargebacks Applicable
Integration Single API
Start Accepting Payments via Dana

How it works

1

Integrate with Echo Money. Connect to Echo Money through a single API and gain access to 150+ local payment methods including Dana, global payment rails, and stablecoin infrastructure.

2

Enable Dana. Activate Dana for your business and configure how you want to collect, send, or settle payments in Indonesia without managing multiple local providers.

3

Start Accepting and Sending Payments. Your customers can immediately begin paying through Dana via a fully white-labelled experience, while you collect funds, process payouts, and move money seamlessly.

4

Scale with Built-In Compliance. Echo Money handles compliance requirements, including KYC, KYB, transaction monitoring, and payment operations, helping your business expand into Indonesia without the complexity of managing local payment infrastructure.

Benefits for Businesses Accepting Dana in Indonesia

1 / 6

Increase Conversion Rates with a Familiar Checkout Experience

Customers in Indonesia are more likely to complete a purchase when they see payment methods they already know and trust. By offering Dana through Echo Money, businesses can create a more localized payment experience, reduce friction during the payment journey, and improve overall conversion rates.

Improve Payment Success Rates

Many local payment methods, including Dana, are deeply integrated into the financial ecosystem of Indonesia. As a result, they can deliver higher payment acceptance rates compared to international cards that may face issuer declines, authentication issues, or cross-border restrictions.

Reach More Customers in Indonesia

Not every customer in Indonesia prefers to pay with a credit card. Depending on the market, consumers may rely on local bank transfers, digital wallets, QR payments, or domestic payment networks. By supporting Dana, businesses can access a broader customer base and provide payment options that align with local preferences and purchasing behaviour.

Reduce Cross-Border Complexity

Expanding into Indonesia often requires businesses to navigate local banking infrastructure, payment providers, and settlement processes. Echo Money simplifies this by enabling businesses to accept Dana through a single integration, removing the need to manage multiple local payment partners while still delivering a localized payment experience.

Build Trust with Local Customers

Trust plays a major role in online payments. Customers are often more comfortable completing a transaction when they recognize the payment method being offered. Because Dana is widely used in Indonesia, displaying it at checkout can help strengthen customer confidence, reduce hesitation, and create a more familiar payment experience.

Future-Proof Your Payment Strategy

Payment preferences evolve over time, but businesses that offer locally preferred payment methods are often better positioned to adapt to changing customer expectations. By supporting Dana through Echo Money, companies can build a payment stack that combines local payment acceptance, global reach, and modern settlement infrastructure.

Who uses Dana in Indonesia?

Businesses across industries use Dana to offer a more localized payment experience and improve payment performance in Indonesia.

E-commerce Platforms use Dana to increase checkout conversion rates and reduce payment friction.

Marketplaces rely on Dana to collect payments from buyers while supporting efficient seller payouts.

Gaming & Digital Businesses leverage Dana to improve payment acceptance rates and support seamless in-app purchases.

Travel, Fintech, and Global Merchants use Dana to collect local payments in Indonesia without building country-specific payment infrastructure.

SaaS Companies collecting recurring payments use Dana to reach customers in Indonesia through familiar and trusted payment methods.

Why do businesses use Echo Money for Dana?

Echo Money brings Dana and 150+ local payment methods into a single platform. With one integration, businesses can

  • streamline payment operations,
  • access faster transaction confirmation, improve settlement efficiency, and
  • scale across markets with built-in compliance and global settlement infrastructure.

Single Integration

Enable Dana through a single API and manage collections, payouts, and settlement alongside 150+ local payment methods.

Built-in Compliance

Accept Dana with built-in KYC, KYB, transaction monitoring, and compliance controls designed for cross-border payment operations.

Global Settlement

Collect funds through Dana and settle in local currencies, major global currencies, or stablecoins through a unified settlement infrastructure.

White-label experience

Offer Dana through a fully branded payment experience while Echo Money powers the infrastructure behind the scenes.

FAQs

Dana is a widely used payment method in Indonesia that enables consumers and businesses to move money securely through local payment infrastructure.

Start accepting Dana payments today

Connect to Dana through Echo Money and give customers a payment experience they already know and trust.

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