Enable customers to pay using Bank Transfer, one of the most trusted payment methods in Philippines.
Accept payments through a single API, settle globally, and access local payment rails without building market-specific infrastructure.
Summary
Bank Transfer is one of the most widely used payment methods in the Philippines, enabling consumers and businesses to send and receive payments through established commercial banking channels. It plays an important role in the country's payment ecosystem, offering a familiar and trusted way for customers to complete transactions.
Capturing an estimated 20% of e-commerce spend with more than 15M+ bank customers, Bank Transfer has become a preferred payment option for online purchases, business payments, subscriptions, marketplace transactions, and everyday commerce in the Philippines. For businesses looking to expand into the Philippines, accepting Bank Transfer can help improve checkout conversion rates, increase payment acceptance, and provide a localized payment experience. Through Echo Money, businesses can accept Bank Transfer seamlessly, manage settlements, and access local infrastructure.
At a glance
Integrate with Echo Money. Connect to Echo Money through a single API and gain access to 150+ local payment methods including Bank Transfer, global payment rails, and stablecoin infrastructure.
Enable Bank Transfer. Activate Bank Transfer for your business and configure how you want to collect, send, or settle payments in Philippines without managing multiple local providers.
Start Accepting and Sending Payments. Your customers can immediately begin paying through Bank Transfer via a fully white-labelled experience, while you collect funds, process payouts, and move money seamlessly.
Scale with Built-In Compliance. Echo Money handles compliance requirements, including KYC, KYB, transaction monitoring, and payment operations, helping your business expand into Philippines without the complexity of managing local payment infrastructure.
Businesses across industries use Bank Transfer to offer a more localized payment experience and improve payment performance in Philippines.
E-commerce Platforms use Bank Transfer to increase checkout conversion rates and reduce payment friction.
Marketplaces rely on Bank Transfer to collect payments from buyers while supporting efficient seller payouts.
Gaming & Digital Businesses leverage Bank Transfer to improve payment acceptance rates and support seamless in-app purchases.
Travel, Fintech, and Global Merchants use Bank Transfer to collect local payments in Philippines without building country-specific payment infrastructure.
SaaS Companies collecting recurring payments use Bank Transfer to reach customers in Philippines through familiar and trusted payment methods.
Echo Money brings Bank Transfer and 150+ local payment methods into a single platform. With one integration, businesses can
Enable Bank Transfer through a single API and manage collections, payouts, and settlement alongside 150+ local payment methods.
Accept Bank Transfer with built-in KYC, KYB, transaction monitoring, and compliance controls designed for cross-border payment operations.
Collect funds through Bank Transfer and settle in local currencies, major global currencies, or stablecoins through a unified settlement infrastructure.
Offer Bank Transfer through a fully branded payment experience while Echo Money powers the infrastructure behind the scenes.
Bank Transfer is a widely used payment method in Philippines that enables consumers and businesses to move money securely through local payment infrastructure.
Connect to Bank Transfer through Echo Money and give customers a payment experience they already know and trust.
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