Global currency coverage

Every currency your business touches,
on institutional-grade rails.

Direct access to local clearing systems across 80+ countries: UPI, PIX, SEPA Instant, FPS, ACH, PayNow and 150+ more. Settle natively via API without relying on correspondent banking.

50+

Currencies live

150+

Local payment methods

<60s

Median settlement

99.99%

API uptime

Native integrations across the world's payment rails

UPI

PIX

SEPA Instant

FPS

ACH

Fedwire

RTP

PayNow

DuitNow

QRIS

GCash

M-Pesa

Faster Payments

NPP

SPEI

PromptPay

BLIK

bkash

The network

Browse every currency corridor

Search any country, currency or bank. Filter by region to see only the corridors you need. Each card lists the local rails and banking partners we settle through.

Showing 53 of 53 currencies

Africa

Nigeria

NGN · Naira

🇳🇬

Supported rails

Bank Transfer OPay PalmPay Paga

Africa

Kenya

KES · Shilling

🇰🇪

Supported rails

M-Pesa Airtel Money Bank Transfer

Africa

Ghana

GHS · Cedi

🇬🇭

Supported rails

MTN MoMo AirtelTigo Money Vodafone Cash

Africa

South Africa

ZAR · Rand

🇿🇦

Supported rails

EFT PayShap Bank Transfer

Africa

Uganda

UGX · Shilling

🇺🇬

Supported rails

MTN MoMo Airtel Money

Africa

Egypt

EGP · Pound

🇪🇬

Supported rails

InstaPay Meeza Bank Transfer

Middle East

United Arab Emirates

AED · Dirham

🇦🇪

Supported rails

UAE FTS Aani Instant Payment Bank Transfer

Middle East

Turkey

TRY · Lira

🇹🇷

Supported rails

FAST Papara Bank Transfer

South Asia

India

INR · Rupee

🇮🇳

Supported rails

UPI

IMPS

PhonePe

Paytm

Google Pay RTGS

South Asia

Pakistan

PKR · Rupee

🇵🇰

Supported rails

Easypaisa JazzCash SadaPay Raast

South Asia

Bangladesh

BDT · Taka

🇧🇩

Supported rails

bKash Nagad Rocket Bank Transfer

Southeast Asia

Singapore

SGD · Dollar

🇸🇬

Supported rails

PayNow FAST Bank Transfer

Southeast Asia

Malaysia

MYR · Ringgit

🇲🇾

Supported rails

DuitNow FPX Touch 'n Go GrabPay

Southeast Asia

Indonesia

IDR · Rupiah

🇮🇩

Supported rails

QRIS GoPay OVO Dana ShopeePay

Southeast Asia

Philippines

PHP · Peso

🇵🇭

Supported rails

GCash PayMaya InstaPay PESONet

Southeast Asia

Vietnam

VND · Dong

🇻🇳

Supported rails

VietQR MoMo ZaloPay VNPay

Southeast Asia

Thailand

THB · Baht

🇹🇭

Supported rails

PromptPay TrueMoney Bank Transfer

East Asia

Japan

JPY · Yen

🇯🇵

Supported rails

Zengin PayPay LINE Pay Rakuten Pay

East Asia

South Korea

KRW · Won

🇰🇷

Supported rails

Kakao Pay Naver Pay Toss Bank Transfer

East Asia

Hong Kong

HKD · Dollar

🇭🇰

Supported rails

FPS CHATS Octopus AlipayHK

East Asia

China

CNY · Yuan

🇨🇳

Supported rails

Alipay WeChat Pay UnionPay Digital Yuan

East Asia

Taiwan

TWD · Dollar

🇹🇼

Supported rails

LINE Pay JKoPay Bank Transfer

Oceania

Australia

AUD · Dollar

🇦🇺

Supported rails

NPP / PayID BECS BPAY Osko

Oceania

New Zealand

NZD · Dollar

🇳🇿

Supported rails

POLi Online EFTPOS Bank Transfer

North America

United States

USD · Dollar

🇺🇸

Supported rails

ACH

Fedwire

RTP Zelle FedNow

North America

Canada

CAD · Dollar

🇨🇦

Supported rails

Interac e-Transfer EFT Wire

North America

Mexico

MXN · Peso

🇲🇽

Supported rails

SPEI

CoDi OXXO

Latin America

Brazil

BRL · Real

🇧🇷

Supported rails

PIX Boleto TED Mercado Pago

Latin America

Argentina

ARS · Peso

🇦🇷

Supported rails

Mercado Pago Ualá CBU Transfer Transferencias 3.0

Latin America

Colombia

COP · Peso

🇨🇴

Supported rails

PSE Nequi Daviplata Bancolombia

Latin America

Chile

CLP · Peso

🇨🇱

Supported rails

Mach Khipu Webpay Bank Transfer

Latin America

Peru

PEN · Sol

🇵🇪

Supported rails

Yape Plin PagoEfectivo Bank Transfer

Europe

United Kingdom

GBP · Pound Sterling

🇬🇧

Supported rails

Faster Payments CHAPS BACS Open Banking

Europe

Germany

EUR · Euro

🇩🇪

Supported rails

SEPA SEPA Instant Giropay Klarna

Europe

France

EUR · Euro

🇫🇷

Supported rails

SEPA SEPA Instant Cartes Bancaires

Europe

Netherlands

EUR · Euro

🇳🇱

Supported rails

iDEAL

SEPA SEPA Instant

Europe

Spain

EUR · Euro

🇪🇸

Supported rails

Bizum

SEPA SEPA Instant

Europe

Italy

EUR · Euro

🇮🇹

Supported rails

SEPA SEPA Instant Bancomat Pay Satispay

Europe

Switzerland

CHF · Franc

🇨🇭

Supported rails

TWINT SIC

SEPA

Europe

Sweden

SEK · Krona

🇸🇪

Supported rails

Swish Bankgiro

SEPA

Europe

Poland

PLN · Złoty

🇵🇱

Supported rails

BLIK

SEPA Przelewy24

Europe

Belgium

EUR · Euro

🇧🇪

Supported rails

Bancontact

SEPA SEPA Instant

Europe

Austria

EUR · Euro

🇦🇹

Supported rails

EPS

SEPA SEPA Instant

Europe

Portugal

EUR · Euro

🇵🇹

Supported rails

MB WAY Multibanco

SEPA

Europe

Greece

EUR · Euro

🇬🇷

Supported rails

IRIS

SEPA SEPA Instant

Europe

Denmark

DKK · Krone

🇩🇰

Supported rails

MobilePay Dankort

SEPA

Europe

Finland

EUR · Euro

🇫🇮

Supported rails

MobilePay Siirto

SEPA

Europe

Norway

NOK · Krone

🇳🇴

Supported rails

Vipps BankAxept

SEPA

Europe

Ireland

EUR · Euro

🇮🇪

Supported rails

SEPA SEPA Instant Revolut

Europe

Czech Republic

EUR · Euro

🇨🇿

Supported rails

SEPA SEPA Instant Twisto

Europe

Romania

EUR · Euro

🇷🇴

Supported rails

SEPA SEPA Instant Revolut

Europe

Hungary

EUR · Euro

🇭🇺

Supported rails

AFR Instant

SEPA SEPA Instant

Europe

Bulgaria

EUR · Euro

🇧🇬

Supported rails

SEPA SEPA Instant BORICA

How settlement works

One API. Fifty currencies. No correspondent banks.

echo.money / live-settlement

Initiated

Routed

Settled

Reconciled

TXN-8f2a9c

€5,000.00 →

🇩🇪 🇮🇳

Rail

SEPA→UPI

FX rate

ETA

~42s

Echo vs. the old way

Built to replace correspondent banking.

Echo Money

Direct local rails

Legacy

SWIFT / Correspondent

Settlement time

Under 60 seconds

1–5 business days

FX margin

Interbank + 0.2%

2–4% hidden markup

Intermediary banks

Zero, direct to local rails

2–4 correspondent banks

Fee visibility

Full breakdown upfront

Unpredictable deductions

Coverage

50+ currencies, 150+ rails

SWIFT-only for most corridors

Failure rate

<0.3% of payouts

3–8% of payouts

Echo Money vs Legacy

Direct local rails vs SWIFT

Settlement time

Echo

Under 60 seconds

Legacy

1–5 business days

FX margin

Echo

Interbank + 0.2%

Legacy

2–4% hidden markup

Intermediary banks

Echo

Zero, direct to local rails

Legacy

2–4 correspondent banks

Fee visibility

Echo

Full breakdown upfront

Legacy

Unpredictable deductions

Coverage

Echo

50+ currencies, 150+ rails

Legacy

SWIFT-only for most corridors

Failure rate

Echo

<0.3% of payouts

Legacy

3–8% of payouts

FINTRAC-registered

Institutional-grade compliance, baked in.

Operated by Falcon Fintech Ltd, a FINTRAC-registered MSB in Canada. Every corridor runs AML screening and real-time sanctions checks, and settles through locally-licensed banking partners, so you inherit coverage without standing up entities in 50 countries.

AES-256

End-to-end encryption

99.99%

Uptime SLA

24 / 7

Transaction monitoring

100%

Segregated client funds

Ready to route?

Every currency your business touches, on institutional-grade rails.

Browse every currency corridor

Nigeria

Kenya

Ghana

South Africa

Uganda

Egypt

United Arab Emirates

Turkey

India

Pakistan

Bangladesh

Singapore

Malaysia

Indonesia

Philippines

Vietnam

Thailand

Japan

South Korea

Hong Kong

China

Taiwan

Australia

New Zealand

United States

Canada

Mexico

Brazil

Argentina

Colombia

Chile

Peru

United Kingdom

Germany

France

Netherlands

Spain

Italy

Switzerland

Sweden

Poland

Belgium

Austria

Portugal

Greece

Denmark

Finland

Norway

Ireland

Czech Republic

Romania

Hungary

Bulgaria

One API. Fifty currencies. No correspondent banks.

Payment initiated

Smart routing

Instant settlement

Ledger & webhook

Built to replace correspondent banking.

Institutional-grade compliance, baked in.

Don't see a corridor? We'll build it.

Every currency your business touches,
on institutional-grade rails.